995MerchantAccounts.com

URL: http://www.995merchantaccounts.com

995merchantaccounts.com provides on-line merchant accounts and online credit card processing services and other credit card processing services and products.

First Data Independent Sales (the owner of 995merchantaccounts.com) provides services for a wide variety of merchants, each with a different business method, transaction volume and average ticket amount.

Processing rates are rather low - 1.38% and just 18 cents per transaction.

First Data Independent Sales provides the following services FREE:

• application fee,
• set-up fee,
• shopping cart,
• online terminal,
• reprogramming
• 24/7 technical support.

Free Online Credit Card Terminal.

One of the most popular choice of online merchants is Online Credit Card Terminal. Almost every business site on the Internet must have this option, because it is the most powerful and flexible method of credit card processing available anywhere. The First Data Independent Sales offers it for Free!

This option enables both automated processing for Internet orders from your website and manual processing of e-mail, telephone, faxed, mail order, and face-to-face sales. It enables your Website to process credit card orders automatically and securely whenever your clients enter them, round-the-clock, 7 days a week.

After the customer submits payment information, his or her credit card will be charged within a few seconds automatically. After an order is placed, an e-mail will be sent to you with all of your customer’s information, so you can fill the order. If you are selling information, password access, or anything else that can be delivered directly on the Internet, your Website can provide it immediately after the approval of your customer’s credit card.

The funds will be sent to your bank account within 2 to 3 business days.

Payment Gateway

For online credit cards processing First Data Independent Sales uses the LinkPoint Secure Payment Gateway. This gateway ensures the highest speed of transactions and provides the following features:

• LinkPoint Central - Process and manage credit card transactions and checks manually from any computer connected to Internet that has web browser, and a user ID and password.
• Credit Card Processing Online - Accept major credit cards such as Visa, MasterCard, American Express, Discover, for products ordered on your website and/or shopping cart.
• Accept Checks Online via ACH - Give your customers the option of paying via online check for products purchased on your website and/or shopping cart and over the phone.
• Recurring Billing - automated billing of recurring payments.
• Fraud and Risk Management - Customizable fraud and risk management system helps you increase sales and minimize risk.
• 24/7 Experienced Technical Support - 7 days a week.
• Online Reporting - All the details of your transactions be received online.
• User Friendly - Easy to use software with multi user interface.
• Process Transactions - anywhere around the world whenever you have access to World Wide Web.
• Address Verification Service (AVS)
• Email Receipts - to both merchant and your customers.
• User Accounts - Supports unlimited number of users Unlimited transactions from nearly anywhere in the world.

First Data Independent Sales provides free online shopping cart. It is perfect for selling any of your products or services on your website or eBay auction.

Please notice, that you do not need a website to use the shopping cart. Many merchants use the shopping cart for their eBay auctions or to email professional invoices to their consumers so credit card payment can be collected immediately.

It is very simple to send an invoice. You have to enter the customers email address, item purchased, amount owed, and the shopping cart will email a "pay now" link to your customer.

Once the buyer clicks on the "pay now" link, the shopping cart will collect and process their credit card information. Once the transaction is approved, the money is deposited into your bank account within 24 - 72 hours automatically. Upon credit card approval, you and your client will receive an email informing that payment has been received.

Free online shopping cart has the following features:

• process credit card orders easily;
• No need of any software or files to download or install;
• No programming experience is needed; simply insert "Add to Cart" buttons next to the items you sell at your web site;
• Secure web-based administration; you can manage the settings and orders of your shopping cart from anywhere in the world, 24 hours a day;
• Quickly look up customer information based on order date, range of dates, name, invoice number or email address;
• Create an unlimited number of sales tax rates for any city, state, province, zip code or country;
• After an order is placed at your website, you and your customer will receive an order receipt by email;
• Your regular customer’s won’t have to re-enter their billing and shipping address when placing an order at your website;

100% compatible with all web site development software, including FrontPage and Dreamweaver.